At BMO Global Asset Management, we continually deepen and expand our expertise and our capabilities as we develop dynamic risk-return solutions that meet investors’ varying needs.

The numbers as of June 30, 2023

• $145B assets under management
• 116 investment professionals
• 15 years average investment experience
• 330+ employees

Our strong foundation is built upon BMO, the 8th largest bank in North America by assets. Our clients and customers can benefit from our ability to leverage our BMO partners across personal and commercial banking, wealth management and investment services. Together we join in fueling the progress of individuals, families, communities and businesses across North America.

CMI Mortgage Investments (CMI) specializes in delivering competitive fixed income returns through high-quality mortgage investment solutions backed by real estate. Tailoring its approach to align with investors' objectives and risk tolerances, CMI simplifies the mortgage investment process with its exclusive, full-service program. The firm offers compelling risk-adjusted returns, with yields ranging from 7-16% based on individual investor profiles.

As a division of CMI Financial Group, CMI Mortgage Investments benefits from the expertise of an award-winning leader in the Canadian non-bank financial services market. CMI Financial Group comprises four synergistic companies – CMI Canadian Mortgages Inc., CMI Mortgage Investments, CMI MIC Funds, and CMI Mortgage Servicing – which collectively manage the end-to-end process of originating, underwriting, funding, and servicing private mortgages for brokers and investors.

With nearly $3 billion in lifetime fundings and more than $1 billion in assets under management, CMI stands as one of Canada’s largest and fastest-growing private lending firms, renowned for its robust growth and innovative financial solutions.

The TPlus3 Fund is a hedge fund with no fees formed to provide stable income that beats money market returns and has much lower risk than corporate bond or credit funds. The fund keeps investor capital in short term T-bills. This ensures fixed income returns. The additional 3% is backstopped by the General Partner. The backstop is a 10% last out capital contribution from MBX limited to $100MM.

For more information on TPlus3 Fund, please visit: https://tplus3fund.com

Ninepoint Partners manages unique alternative investment solutions that offer investors the benefits of better diversification. We target investment strategies that are uncorrelated to traditional asset classes, such as equities and bonds, with the goal of lowering overall portfolio risk.

As a team, Ninepoint has a long track-record of managing diversified core, alternative income, and real asset strategies. Innovative thinking, and our ability to apply it to real-world solutions, is what defines us.

Ninepoint is an independent, employee-owned firm serving the investment advisor and institutional investor communities. With over $7 billion in assets and institutional contracts and over 90 employees, we are among the largest independent asset management firms in Canada.

Founded in 2015, Equiton is a recognized leader in private equity investments. Our exponential growth is a direct outcome of our leadership team understanding how the industry works and how to create long-term wealth through real estate investing. We partner with advisors to offer easy access to all types of investment grade real estate through our proven, high-performing investment solutions that provide a variety of benefits including cash flow and capital appreciation.

At Faris Capital Partners, our mission is to go Full Out^® to help real estate investors invest in multifamily apartments in the United States.

Our goal is to get premium returns for our Canadian and American investors and help you build mega wealth. We provide first class service and make it super easy for you to invest in real estate. We are experts at finding great apartment deals and partnering with investors to raise capital. We then acquire, renovate, optimize rental income, and ultimately resell apartment buildings, maximizing investor returns at every stage.

Fundata offers mutual fund, ETF and stock information through a suite of highly customizable products and services for mutual fund companies, back-office, investment brokerages, financial advisors, data vendors and retail investors.

Fisgard is a Mortgage Investment Corporation located in Victoria, BC, and has been building brighter financial futures since 1994. For over 30 years Fisgard has achieved its investment objectives through investing in selected niche markets that are under-serviced by large Canadian lending institutions. Our name pays tribute to the historic Fisgard Lighthouse, which symbolizes security, stability and vision—values we share with our clients and that guide every aspect of our organization. The corporation’s investment objective is the preservation of shareholders’ equity, while providing shareholders with a stable stream of income from quarterly distributions, while investing in diversified mortgage portfolio. Fisgard's fund is currently $300 million.

Qtrade Direct Investing^® is among Canada’s top-ranked online trading platforms having secured more than 28 wins in online investment excellence over the past 18 years in industry evaluations of online brokerages. Qtrade offers self-directed investors a preferred online trading option that complements their overall investment portfolio to achieve their financial goals and secure their financial health.

With more than 20 years’ experience, Qtrade operates direct to consumer and through over 300 strategic partnerships with some of Canada’s largest financial services institutions. Qtrade believes that Canadian do-it-yourself investors should have confidence in their financial decisions, confidence in the tools we provide to help them make those decisions, and confidence in the support we offer.

Learn more about how you can take control of your financial future at qtrade.ca

Take advantage of the exclusive promotional offers to provide even more value to your clients. Explore the opportunities and elevate your clients’ investing journey with Qtrade today! Visit: https://www.qtrade.ca/en/investor/offers

Founded in 1996, RFA (Realty Financial Advisors), is a Canadian-owned real estate investment firm grounded in the Commercial and Asset Management segments. RFA and its investment partners are active participants in a wide array of real estate focused portfolios, including debt financing transactions, REITs, retirement homes, and direct investments in office, retail, industrial and multifamily residential properties. Combined, the RFA group of companies have over $65 Billion in assets under management and an additional $25+ Billion in assets under administration.

In 2018, RFA expanded into the residential lending market with the goal of becoming a top broker channel lender. In 2019, RFA accelerated its growth plans through the acquisition of Street Capital Bank, a Schedule A bank, and now holds a presence in both the Prime and Alternative lending segments. RFA is based in Toronto, with an additional office in Calgary.

RFA Bank is part of RFA Capital Holdings Inc., a Canadian privately held Ontario corporation managed by RFA Capital Inc.

Along with its real estate holdings, RFA Bank offers a quality suite of GIC products accessed through CANNEX by contracted nominee dealers and is a member of the Canadian Deposit Insurance Corporation (CDIC), providing federal deposit insurance protection for their GIC’s of up to applicable limits.

For more information on RFA Bank, please visit: https://www.rfa.ca

For more information on CDIC, please visit: https://www.cdic.ca

Bitcoin Consulting, led by Kitty Howard, empowers financial advisors with the knowledge needed to navigate the evolving landscape of digital assets, focusing on Bitcoin. Our mission is to bridge the gap between traditional finance and the digital economy by providing education, consulting, and clear insights tailored to financial planners and advisors.

We offer tailored educational packages, including introductory sessions, strategy consultations, and team workshops. Additionally, we provide educational products for the retail market, including ebooks and an on-demand video program designed to help individuals understand and engage with Bitcoin. Our focus is on helping advisors understand Bitcoin’s unique characteristics, such as its historical returns, scarcity, inflation protection, and wealth preservation. We make complex topics accessible, enabling advisors to communicate effectively with clients about digital assets and offer innovative strategies.

Kitty Howard, an experienced educator in the digital asset space, leads our efforts to equip financial professionals with practical knowledge. We emphasize understanding Bitcoin as an emerging asset class, building advisors' confidence in discussing its potential benefits to better serve their clients.

The CIFP Retirement Institute has a mission to research and develop the knowledge base of retirement planning and, financial planning more generally, in the best interest of Canadians.

The Institute is evolving into the pre-eminent source to obtain unbiased, high quality, topical information about retirement and retirement planning. Education programs supporting the various CIFP designations supplement technical content with a focus on the more qualitative aspects of retirement and financial planning. Despite the importance of incorporating qualitative factors into a plan, unfortunately, it is often overlooked in a typical client-planner meeting or, may not be discussed in sufficient detail because far too often the client-planner interaction revolves around all things quantitative. To counter this deficiency, topics such as lifestyle planning, client engagement skills, retirement trends, considerations as part of estate and succession planning, how to prepare for retirement and intergenerational wealth transfers are fundamental learning objectives within the RRC, RFRA and RRA curricula.

Learn more at www.retirementinstitute.ca

The Chartered Institute of Financial Planning provides professional education and certification for financial planners and financial advisors in Canada.

Under license from the Canadian Institute of Financial Planning (CIFP), the Chartered Institute of Financial Planning offers professional credentials including the Chartered Financial Planner® designation, and Registered Life Insurance Specialist® (RLIS®) designation.

The Chartered Institute of Financial Planning aims to enhance the professional standards of financial planning and financial advising through comprehensive educational programs.

CIFP and the Chartered Institute of Financial Planning are headquartered in Burlington, Ontario, and CIFP is an approved credentialling body under the Financial Services Regulatory Authority of Ontario’s (FSRA) Financial Planning Title Protection framework.

Learn more at www.charteredinstitute.ca

The Canadian Institute of Financial Planners is a non-profit association for Certified Financial Planner^® professionals. The association is an independent, effective, and powerful advocate for the CFP^®/ certification marks and the financial planning profession in Canada.

Membership is open to all Canadian CFP professionals, Registered Retirement Consultants^®/Conseillers en Retraite^® and Conseillères en Retraite^®, associates who have completed their pre-CFP certification education requirements, students who are currently enrolled in a qualified education program leading to CFP certification and concerned and interested investors.

CIFPs advocates on behalf of its members, retirement planners holding the RRC/CR credential and the CFP certification marks with regulators and the public. We won't let them forget that the CFP and RRC/CR marks represent the highest standard for financial planners and retirement planners—here at home, and abroad.

Learn more at www.cifps.ca

Canadian ETF Watch is an independent organization which provides comprehensive market intelligence, news and fundamental research solutions strongly focused on the ETF markets. We are covering the ETF market globally and have launched the first global, high-end exchange traded funds magazine in Canada.

Canadian ETF Watch’s news stories focus intently on educating investors regarding specific offerings, current market trends, sectors, economies, and sentiment about every ETF market we track for our clients. We hope you find this information insightful, intelligent and in time to help you make the most of ETF investing. You will find a wealth of information in our archives, and can search for keywords targeting articles relevant to you. Please feel free to comment on any of these articles, our community appreciates every-one’s views, and outlooks.

Learn more at CanadianETFWatch.com